BOUTIQUE BRIDGE LENDING.
PRIVATE CAPITAL SPEED.

Private capital for real estate investors. We provide the structural speed required to secure your vision in high-stakes commercial real estate.

Expertise

ASSET CLASSES

Specialized financing structures across the four pillars of commercial real estate development.

OFFICE

OFFICE

Core & Value Add

RETAIL

RETAIL

Anchored & Boutique

INDUSTRIAL

INDUSTRIAL

Logistics & Storage

MULTIFAMILY

MULTIFAMILY

Apartment Complexes

LOAN PROGRAMS

Acquisition Bridge

Rapid funding for opportunistic acquisitions where timing is the critical factor for success.

  • check_circleUp to 80% LTV
  • check_circle12 – 24 Month Terms
  • check_circleInterest Only
Apply Now

Renovation Loan

Comprehensive capital for stabilization, rehab, and value-add repositioning of distressed assets.

  • check_circle100% Capex Funding
  • check_circleFlexible Draw Schedules
  • check_circleNo Prepay Penalty
Apply Now

Cash-Out Bridge

Unlock equity from existing stabilized properties to fund new development or diversification.

  • check_circleRecourse Optional
  • check_circleRapid Closing (10 Days)
  • check_circleMin $1M – Max $50M
Apply Now
Real estate investment team
The Advantage

Direct Lending.
Entrepreneurial Speed.

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Fast Decisions

Our internal investment committee meets daily, ensuring term sheets are issued within 24-48 hours of initial review.

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Direct Lender

We are direct lenders who make all decisions in-house. No secondary approval hurdles or bureaucratic delays. You deal directly with the source.

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Flexible Terms

Every deal is unique. We structure bespoke solutions tailored to the specific cash-flow needs of your project.

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Certainty of Close

Once we commit, we close. Because we make all decisions in-house, our track record of reliability is our most valuable asset.

OUR PROCESS

From concept to capital in four steps

01

Application

Submit your executive summary and pro-forma via our secure portal.

02

Evaluation

Our underwriting team conducts a deep-dive analysis of asset value and business plan.

03

Term Sheet

Execute a transparent, detailed proposal with clearly defined milestones.

04

Funding

Legal review, third-party reports finalized, and capital is wired to escrow.

COMMON INQUIRIES

What is your minimum loan size?expand_more
Morningside Lending focuses on transactions starting at $1,000,000, with typical loan sizes ranging from $5,000,000 to $50,000,000.
Do you offer non-recourse options?expand_more
Yes, non-recourse bridge loans are available for stabilized assets and certain value-add projects, subject to leverage and sponsorship strength.
What geographies do you cover?expand_more
We lend nationally across all major US metropolitan areas, with a particular focus on Tier 1 and Tier 2 growth markets.

READY TO GET STARTED?

Accelerate your project timeline with Morningside Lending's specialized bridge lending solutions.